Institutional Operating Layer

Banking and digital assets
on one institutional layer.

Operate banking, digital assets and controls through one institutional layer built for regulated financial environments across multiple markets.

Euro payments

SEPA & SEPA Instant

Non-custodial

By design

Multi-market

Configurable controls

One operating layer.
Multiple financial markets.

Banking, digital assets, and operations on the same infrastructure, with governance and compliance embedded in the architecture.

Banking

Fiat infrastructure at institutional depth.

Euro transfers and selected regional payment rails connect through one operating layer for regulated institutions across multiple markets.

End-to-end

Reconciliation workflows

Policy-based

Exception handling

Platform Capabilities

SEPA IntegrationAvailable
Regional Payment RailsAvailable
Compliance ScreeningAvailable
FX BridgeAvailable
Wisiex Operating Layer

Banking. Digital Assets. Operations.

Three infrastructure layers share one governed operating logic designed for structured regulatory review.

Banking Infrastructure

Payment rails, compliance, and banking operations share one configurable institutional layer.

Payment Rails

Portugal · SEPA area

SEPA & SEPA Instant

Euro credit transfers

Brazil

Pix

Instant payments

Mexico

SPEI

Interbank electronic payments

Morocco

Virement Instantané · SRBM

Instant transfers and settlement

Senegal · UEMOA

PI-SPI

Regional instant payments

Current markets in focus. The architecture can also incorporate additional countries and payment systems.

Talk about another market

Digital Assets Infrastructure

Institutional wallet management and digital asset operations under regulatory compliance.

Wallet Management
On-chain Settlement
Chainalysis Screening
20+ Supported Assets

Operations & Controls

Governance, auditability, and operational oversight are integrated across the platform.

Approval Workflows

Configurable

Permission Matrix

Policy-based

Audit Trail

Traceable

Reconciliation

Configurable

One infrastructure.Multiple payment environments.

Primary and market-specific payment rails connect through shared governance, controls and auditability.

Payment systems

One market, one system, one purpose.

SEPA Instant, Pix, SPEI, SRBM, and PI-SPI are local or regional transfer systems. See where each one applies and what it does.

Portugal · SEPA area

SEPA Instant

Instant euro credit transfers

Brazil

Pix

Instant payments

Mexico

SPEI

Interbank electronic payments

Morocco

Virement Instantané · SRBM

Instant transfers and settlement

Senegal · UEMOA

PI-SPI

Regional instant payments

Current markets in focus. The architecture can also incorporate additional countries and payment systems.

Talk about another market

Auditable by design. Governed by architecture.

Transactions, approvals and system events remain traceable as part of the platform structure, not as an add-on.

End-to-end

Reconciliation

Across configured flows

Policy-based

Exception handling

Configurable rules

Structured

Audit trail design

Across system events

Multi-market

Configurable controls

Multiple markets

Non-Custodial

Assets remain under the institution's chosen custody model, with the platform operating outside the custody chain.

Governance

Policy enforcement and approval workflows are part of the configured operating model.

Auditability

Operational traceability across transaction and system workflows.

Compliance

Regulatory controls, including MiCA and GDPR requirements where applicable, configurable for selected market frameworks.

Pending Approvals
Illustrative
EUR Wire Transfer > 100kUrgent
2/3
DCA Execution · BTC
1/2
EUR Settlement Batch
0/3
Reconciliation workflow available

Get Started

Governed. Auditable.
Built for regulated operations.

Wisiex provides integrated infrastructure for regulated institutions deploying financial products across fiat and digital assets.