Financial Institutions
The infrastructure layer banks and fintechs build on.
Core banking and digital asset enablement on a single institutional stack, with configurable capabilities for regulated operations across multiple markets.
Euro payments
SEPA & SEPA Instant
Multi-market
Configurable capabilities
Non-custodial design
Client keys, client control
Banks, fintechs, and regulated operators on one institutional stack.
Three institution profiles share one configurable infrastructure. Each segment has its own regulatory and operational demands, subject to the applicable jurisdiction.
Digital Banks
Core banking stack with digital asset enablement for institutions entering regulated markets and scaling across applicable jurisdictions.
Fintechs & PSPs
Payment infrastructure for PSPs orchestrating euro transfers and selected local or regional payment rails.
Licensed Operators
Multi-product operators running distinct financial services with audit, reporting, and controls organized at the infrastructure level.
Payment systems
One market, one system, one purpose.
Each system is shown with its market and purpose so the operational scope is easy to understand.
Portugal · SEPA area
SEPA Instant
Instant euro credit transfers
Brazil
Pix
Instant payments
Mexico
SPEI
Interbank electronic payments
Morocco
Virement Instantané · SRBM
Instant transfers and settlement
Senegal · UEMOA
PI-SPI
Regional instant payments
Current markets in focus. The architecture can also incorporate additional countries and payment systems.
Talk about another marketInfrastructure Design
One ledger. Fewer reconciliation gaps.
Wisiex is designed to reduce reconciliation gaps, compliance blind spots, and operational fragmentation created by separate vendors, from transaction processing to audit support.
Speak with our solutions teamInstitutional Operating Environment
Single Internal Ledger
Fiat and digital assets share an internal ledger that connects positions, transfers, and reconciliation.
Regulatory Architecture
Controls designed around MiCA and GDPR requirements where applicable, with configurable support for market-specific frameworks.
Non-Custodial by Architecture
The architecture supports client-controlled keys and institution-selected custody arrangements.
Unified Compliance Layer
Screening, audit, and reporting are integrated at the infrastructure level instead of added as a separate system.
The Platform
Banking. Digital Assets. Operations. One stack.
Banking Infrastructure
Accounts, ledger, cards, and payments in an institutional banking stack designed for configurable deployments.
- Core Banking
- Payments
- Cards
Digital Assets Infrastructure
Institutional wallet, tokenization, and settlement infrastructure integrated into the same operating environment as banking.
- Wallets
- Tokenization
- Settlement
Operations & Controls
Governance, reconciliation, and compliance reporting integrated at the infrastructure level across configured products.
- Governance
- Reconciliation
- Audit
Get Started
Governed. Auditable.
Built for regulated operations.
Wisiex provides integrated infrastructure for regulated institutions deploying financial products across fiat and digital assets.