Banking Infrastructure
Core banking. Payments. Cards. One operating layer.
Institutional banking infrastructure built to operate accounts, payment rails and card programs inside one regulated stack — in Brazil and Europe.
PIX · SEPA · SWIFT
Payment rails
Physical & virtual
Card programs
Real-time
Reconciliation
BACEN · EU
Regulatory alignment
Banking infrastructure at institutional depth.
Each layer is purpose-built — accounts, payments and cards unified under a single regulated operating stack.
Core Banking
Account infrastructure for regulated operations.
Accounts, balances, product configuration and internal ledger — all designed for regulated institutions that require configurable product structures without rebuilding core infrastructure.
99.97%
Reconciliation accuracy
Real-time
Balance visibility
Active Services
Operating Layer
Depth at every layer.
Reconciliation, compliance and payment rails are not add-ons. They are infrastructure — embedded into every operation from day one.
Continuous reconciliation. Zero batch windows.
The reconciliation engine compares internal ledger positions against external settlement reports from payment rails and card networks in real time. Discrepancies surface instantly as structured exceptions — with workflows, not manual queues.
Compliance at the infrastructure layer.
BACEN and EU controls are embedded into every operation — not applied as a post-processing overlay. Policy enforcement happens at transaction time.
PIX. SEPA. SWIFT. Partners.
Every major payment rail under one orchestration layer. Routing, settlement and cross-border connectivity are configured at the institutional level — not the transaction level.
Active Rails
Integrated Platform
Banking and digital assets. Same ledger. Same governance.
Wisiex is one operating layer. Banking and digital asset operations share the same internal ledger, the same compliance controls and the same governance framework. There is no separate stack to build and operate for each market — both run through a single institutional infrastructure, giving operations teams unified visibility and control across fiat and digital instruments.
Regulated institutions can launch banking products and digital asset capabilities without designing two separate operational models. The same approval workflows, audit trails, and reporting structures apply to every product — across both markets.
Shared Operating Layer
Internal Ledger
Single source of truth for fiat and digital asset positions — one reconciled view across all instruments.
Compliance
BACEN and EU controls unified across banking and digital asset operations — no separate compliance layer to maintain.
Governance
Approval workflows, permission matrices and audit trails apply consistently to every operation in both domains.
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Regulated. Auditable.
Ready to operate.
Wisiex delivers complete operational infrastructure for regulated institutions deploying financial products across fiat and digital assets — in Brazil and Europe.