Portugal · SEPA area
SEPA & SEPA Instant
Euro credit transfers
Banking Infrastructure
Core banking. Payments. Cards. One operating layer.
Institutional banking infrastructure for core banking, payments, and cards across configurable market environments.
Euro payments
SEPA & SEPA Instant
Physical & virtual
Card programs
Real-time
Reconciliation
Multi-market
Configurable frameworks
Banking infrastructure at institutional depth.
Accounts, payments, and cards are organized within a shared operating stack.
Core Banking
Account infrastructure for regulated operations.
Accounts, balances, product configuration, and an internal ledger support regulated institutions that need configurable product structures without rebuilding core infrastructure.
Continuous
Reconciliation workflow
Real-time
Balance visibility
Supported Capabilities
Multi-Currency AccountsSupported
Product ConfigurationSupported
Internal LedgerSupported
Approval WorkflowsSupported
Wisiex Banking Layer
Operating Layer
Operational depth across the stack.
Reconciliation, compliance, and payment rails are part of the infrastructure, with controls integrated into configured workflows.
Continuous reconciliation across configured flows.
The reconciliation engine compares internal ledger positions against external settlement reports from payment rails and card networks. Discrepancies can surface as structured exceptions with dedicated workflows.
Internal vs External MatchException WorkflowsTraceable Records
Explore →Compliance at the infrastructure layer.
MiCA, GDPR, and market-specific controls are supported at the infrastructure layer where applicable. Policy enforcement is designed to occur at transaction time.
MiCA · GDPRAudit TrailsRegional Configuration
Explore →Local and regional payment rails. One orchestration layer.
Euro transfers and selected market rails connect through a consistent operating model, with each payment environment identified by country, function, and settlement context.
Settlement ManagementCross-BorderFX Bridge
Current Payment Rails
Brazil
Pix
Instant payments
Mexico
SPEI
Interbank electronic payments
Morocco
Virement Instantané · SRBM
Instant transfers and settlement
Senegal · UEMOA
PI-SPI
Regional instant payments
Current markets in focus. The architecture can also incorporate additional countries and payment systems.
Talk about another marketIntegrated Platform
Banking and digital assets. Same ledger. Same governance.
Wisiex is one operating layer. Banking and digital asset operations share the same internal ledger, the same compliance controls and the same governance framework. There is no separate stack to build and operate for each jurisdiction, giving operations teams unified visibility and control across fiat and digital instruments.
Regulated institutions can launch banking products and digital asset capabilities without designing separate operational models for each jurisdiction. The same approval workflows, audit trails, and reporting structures apply across configured markets.
Shared Operating Layer
Internal Ledger
A shared source of truth for fiat and digital asset positions, with a reconciled view across configured instruments.
Compliance
MiCA, GDPR, and market-specific controls supported across banking and digital asset operations where applicable.
Governance
Approval workflows, permission matrices, and audit records can apply consistently across both domains.
Get Started
Governed. Auditable.
Built for regulated operations.
Wisiex provides integrated infrastructure for regulated institutions deploying financial products across fiat and digital assets.